I learned how to connect different sheets, so I’ve been putting together a super detailed budget in Google Docs. It delays the condo payoff for another year, but it accounts for all my real costs (insurance payments, travel, etc.) and maxes out my retirement accounts ASAP. It has the condo paid off in 2017 with a decent emergency fund the whole time. A little sad… the retirement stuff adds up to $47k so it’s not surprising it’s delayed by a year. Maybe it will inspire me to sell some stuff to pay it down faster.
Still haven’t drank. Still haven’t bought an Apple Watch. So I’m not doing terrible.
After the condo is paid off, my monthly budget could look something like this: