savings

http://www.theatlantic.com/business/archive/2016/04/why-dont-americans-save-money/478929/

http://www.fool.com/retirement/general/2015/10/25/the-average-american-was-able-to-save-this-much-mo.aspx

https://psmag.com/why-don-t-americans-save-more-money-b4ec9a9151cc#.2fen5z342

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