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26 overdoses in just hours: Inside a community on the front lines of the opioid epidemic

Remaining Mortgage

Okay, so I’m at $66k now.  I want to be at $50k by the end of the year, and I want to be finished before the end of 2017.  How is that going to work?

Let’s talk about 2017 first, because 2016 is SO 2016.

If I start out at $50k… I have to first pay $24k into retirement, and only after that do I get to work on the mortgage.  I have roughly $4700 a month to work with.  $5000 bonus in January.  Say $2000 in tax return in March.  So getting to $23.5k will take

January – $9,700

Feb – $4700

March – $4700

April – $4700

Okay, so I should be able to work on the mortgage by May.  I would have paid it down to around $46k by then (~$1000 a month minimum).  Okay so then there are 8 remaining months.  8 * $5700 = $45,600.  So that barely gets the job done.  And it assume basically no vacations.

Allrighty.  Let’s look at the remainder of this year.  4 months left = $22,800.  Assumes no more spending for BM or anything else (yeah right…)  But at least $22.8k comfortable gets me to $50k + $6k extra savings.  I can’t say 2016 has been that painful, but I think it probably has been more isolating than I estimated.

 

Damage

I built a gaming PC.

Computer (1440p build) $2,089.21 Cheaper $1,057.40
Asus Strix Gaming GTX 1080 $706.55 AMD RX 480 $240.00
Intel 6700k unlocked cpu $380.45 Intel 6600k $219.00
Samsung 850 EVO 1TB SSD $313.81 GA-Z170MX-Gaming 5 (rev 1.0) $163.05
GA-Z170MX-Gaming 5 (rev 1.0) $163.05 evo 212 $30.00
Corsair H100i v2 CP cooler $120.00 Windows 10 64bit DVD $90.00
Windows 10 64bit DVD $90.00 Thermaltake Toughpower TPD-0750M – SLI / CrossFire Ready 80 PLUS Gold Power Supply $79.99
Thermaltake Toughpower TPD-0750M – SLI / CrossFire Ready 80 PLUS Gold Power Supply $79.99 Thermaltake Core v21 case $60.00
Thermaltake Core v21 case $60.00 Noctua 140mm PWM fans $45.66
Noctua 140mm PWM fans $45.66 Gigabyte GC-WB867D-I REV 4.2 Bluetooth 4.2/Wireless AC/B/G/N Band Dual Frequency 2.4Ghz/5.8Ghz Expansion Card $39.94
Gigabyte GC-WB867D-I REV 4.2 Bluetooth 4.2/Wireless AC/B/G/N Band Dual Frequency 2.4Ghz/5.8Ghz Expansion Card $39.94 Noctua NF-F12 Radiator Fans $37.96
Noctua NF-F12 Radiator Fans $37.96 Noctua Nf-A14 FLX fan $21.67
Noctua Nf-A14 FLX fan $21.67 Kinivo BTD-400 Bluetooth 4.0 USB Adapter $12.99
Kinivo BTD-400 Bluetooth 4.0 USB Adapter $12.99 Smays USB 3.0 Motherboard 20Pin to 2 Port USB 3.0 Female Adapter External Cable $8.99
Smays USB 3.0 Motherboard 20Pin to 2 Port USB 3.0 Female Adapter External Cable $8.99 StarTech.com DP2MDPMF6IN 6in DisplayPort to Mini DisplayPort Video Cable Adapter $8.15
StarTech.com DP2MDPMF6IN 6in DisplayPort to Mini DisplayPort Video Cable Adapter $8.15
Monitor, Chair, Desk $1,008.63 Cheaper Desk $434.65
Apple Cinema Display (used) $400.00 Aeron Chair (used) $300.00
Aeron Chair (used) $300.00 Office Chair Mat $59.04
Ergotech Freedom Arm (x2) $173.98 Desk (used) $40.00
Office Chair Mat $59.04 Apple Cinema Display Extender $32.61
Desk (used) $40.00 Home Depot Supplies (screws/washers to assemble table) $3.00
Apple Cinema Display Extender $32.61
Home Depot Supplies (screws/washers to assemble table) $3.00
Game Controllers $154.64 Cheaper Controllers $44.88
Razer Deathadder Gaming Mouse $55.99 Steam Controller $38.00
Steam Controller $38.00 VELCRO Brand – ONE-WRAP Cable Management, Thin Self-Gripping Cable Ties $6.88
Xbox One Controller Wireless Adaptor $25.00
Amoner 3Pack 10ft Nylon Braided High Speed USB 2.0 A Male to Micro USB Male Cable $10.99
SteelSeries QcK Gaming Mouse Pad (Black) $9.78
Mini Displayport to Displayport Cable $8.00
VELCRO Brand – ONE-WRAP Cable Management, Thin Self-Gripping Cable Ties $6.88

On the left is what I spent.  On the right is what I could’ve spent to cut costs while still having something nice.  I’m sad about the money but the computer is f’ing awesome.  I think I should still be able to get my mortgage under $50k by the end of the year.