Not much change in my credit score since last time. Here’s a question. How much do you pay to maintain credit? My next mortgage payment is about $997 principal and $140 interest. 88% of my payment is savings. But I’m still paying $140. Yeah, I get a tax deduction on mortgage interest. So maybe $100 instead. I’m paying about $100 a month to maintain the credit score. To increase my score, I’d need to get a car loan, some credit card debt, and it would cost me more. Screw that.