Mortgage payment sent, so now the balance should be $51k ish. Savings money transferred, so now that balance is $4871. About $1300 left for the month’s expenses.
I need to send the stupid paperwork to get back my stock option money from a previous company!!!
15 November: +$4000 emergency fund [$4500 e-fund total, yay crisis averted] ✓
30 November: +$1707 mortgage paydown + $300 emergency fund[mortgage <$51k, e fund $4800, all December expenses covered w/ this money] ✓
Ok, let’s test the idea that all my December expenses are covered.
$4205 – $1137 – $1707 = $1361 available in checking
|Comcast||$140 (nov and dec)|
Okay, so it’s in the range of doable, but it’s also hella tight. Absolutely no extra purchases!!!!!!!!!!!!!!!!!
NO EXTRA PURCHASES!
That means no yoga mat, no holiday specials, none of that! Also, I just realized I got hit with Amazon Prime membership re-up at $108. That wasn’t planned for in my budget. I’ll also have to pay for an uber to the airport for my Christmas vacation.
My friend is having a birthday on Friday. That’s going to screw things up some, but I can probably minimize the impact by budgeting for it.
15 December: +$4500 emergency fund [$9300 e fund total, includes apple watch refund]
30 December: +$2800 emergency fund [$12100 e fund, mortgage <$50k, prepare for the 2017 slog, includes only first half of Jan 2017 expenses]