[other cool blog: http://www.mrtakoescapes.com/%5D
For me, I highlight 3 scenarios. Lowering my savings rate to 60% to enjoy life more. Selling the yo-yos to retire earlier (33). Or just keep doing what I’m doing (34). I’m definitely leaning toward the retire-at-38 scenario, b/c the current savings rate isn’t very fun…
I also started the age/sr at 25 to account for condo value. That’s probably not the best thing… If I ignore the condo value, then at 4% I’m working until 40-45 or 45-50 in the 3% scenario.
If I lower the safe withdrawal rate to 3%, it will for me to work 3-4 more years.