A lot of big charges have come through (paid for all the Airbnb for the PNW trip, paid for HOA dues, etc). So it’s a good time to see what I have to work with for next Monday.
$661 is my checking balance
Remaining 1st half month expenses:
and then I just pay for food. $579.
In savings, I’ll have $2321 after the payoff. Second half of month expenses are $635, so worst case scenario, I’ll have $1500 in savings and blow $821 on a maid and a dishwasher (unlikely).
At the end of May, I’ll add another $3k, bringing savings to $4.5k, about 3 months. At the end of June, it’ll be more like $10.5k. It’s all still making sense! Actually, I think my home insurance will come due, so that’ll absorb ~$900 from the savings. I’m thinking in July I’ll continue to build up savings. At some point I then might switch 100% of paycheck to 401k to try and kill it in a month. Plus, the HSA and the IRA can be done with lump sumps later on, so I think there’s real value in building back the emergency fund to much more pleasant levels ($20k+), especially if I might be selling the condo in early 2018.
Ok, now look at these nice techie people who aren’t using up any precious Si Valley real estate:
Need to work out a budget for what I might do after selling the condo.